try the default ~/.ecryptfs/wrapped-passphrase before bailing out
* include/ecryptfs.h, libecryptfs/key_management.c, utils/ecryptfs_insert_wrapped_passphrase_into_keyring.c, utils/ecryptfs_unwrap_passphrase.c: if the file to unwrap is unspecified, try to use the default ~/.ecryptfs/wrapped-passphrase before bailing out, LP: #359997